PARENTAL/GUARDIAN CONSENT, DIGITAL WAIVER, RELEASE OF LIABILITY, AND OPTIONAL MEDIA AUTHORIZATION

Please read this document carefully. It contains important information regarding simulated-trading education, youth mentoring, online participation, digital privacy, photography and video use, assumption of risk, and limitations of liability.

This agreement is governed by the laws of the State of Georgia, except where applicable federal law or another mandatory law requires otherwise.

1. Participant and Parent/Guardian Information

Student Full Name: __________________________________________

Student Grade Level (Grades 9–12): ___________________________

Parent/Legal Guardian Full Name: ______________________________

Parent/Guardian Email Address: ________________________________

State/Country of Residence: __________________________________

2. Parent or Legal Guardian Authority and Consent

I, the undersigned, certify that I am the parent or legal guardian of the minor student identified above and have the legal authority to provide consent on the student’s behalf.

I grant permission for my child to enroll in and participate in the four-week youth mentorship program, courses, simulated-trading activities, community discussions, live Zoom webinars, in-person events, and other approved educational activities provided by MEnYOUTH Wealth Academy, LLC (“MEnYOUTH,” the “Company,” “we,” “us,” or “our”).

I understand that the program includes two general areas of instruction:

Financial Literacy and Simulated-Trading Education

Instruction may include:

  • General financial-literacy concepts;

  • Futures-market terminology;

  • Chart reading and market structure;

  • Simulated order entry;

  • Risk-management concepts;

  • Trading discipline and patience;

  • Trade planning and journaling; and

  • Review of hypothetical or simulated trading examples.

Youth Mentoring and Development

Instruction and group discussions may include:

  • Character development;

  • Leadership;

  • Personal responsibility;

  • Goal-setting;

  • Peer pressure;

  • Cyberbullying;

  • Digital safety;

  • Online conduct; and

  • Digital-footprint management.

I understand that youth mentoring is educational and developmental. It does not constitute psychological counseling, psychotherapy, medical treatment, clinical assessment, legal advice, crisis-intervention services, or another form of licensed professional care.

I understand that I should seek assistance from a qualified professional when my child requires mental-health, medical, legal, academic, or emergency services.

3. Simulated Trading Only

I understand and acknowledge that all trading-related activities provided by MEnYOUTH Wealth Academy, LLC are conducted exclusively through simulated trading environments using simulated funds, commonly referred to as “paper trading.”

No real money, real capital, live brokerage account, or actual trade execution is used or permitted as part of the program.

Although instruction may use current, delayed, or historical market charts and pricing data, every order, trade, account balance, profit, loss, and performance result generated during the program is simulated.

MEnYOUTH Wealth Academy, LLC does not:

  • Conduct, host, supervise, facilitate, or participate in live, real-money trading;

  • Accept or manage participant funds for trading;

  • Pool participant funds;

  • Open, fund, connect to, access, control, or monitor brokerage accounts;

  • Place, execute, modify, or close live trades for participants;

  • Provide live funded trading accounts;

  • Exercise trading authority on behalf of a participant;

  • Share in a participant’s trading profits or losses;

  • Provide trade signals or trade alerts;

  • Provide copy-trading services;

  • Tell participants when to enter, exit, modify, or hold a live trade; or

  • Provide personalized live-trading recommendations.

Any chart analysis, trade setup, entry point, stop level, profit target, order type, or risk-management example shown during instruction is presented solely as an educational example within a simulated environment.

Such examples must not be interpreted as a signal, alert, recommendation, promise, or instruction to place a live trade.

MEnYOUTH Wealth Academy, LLC does not facilitate, supervise, encourage, or authorize real-money trading by minor participants.

The Company will not:

  • Open or arrange a live brokerage account for a minor;

  • Accept money from a minor for trading;

  • Place live trades for or with a minor;

  • Connect a minor’s simulated account to a live brokerage account;

  • Provide individualized live-trading instructions to a minor; or

  • Encourage a minor to bypass brokerage eligibility requirements, parental controls, platform rules, or applicable laws.

Any financial account created outside the Company’s program is solely the responsibility of the parent or legal guardian and the applicable financial institution.

Such an account is not sponsored, supervised, recommended, operated, funded, or managed by MEnYOUTH Wealth Academy, LLC.

4. No Financial Advice or Advisory Relationship

I understand that MEnYOUTH Wealth Academy, LLC provides general education only.

The Company does not provide personalized investment, financial, brokerage, accounting, tax, or legal advice.

Nothing provided through the website, classes, mentorship sessions, presentations, recordings, simulations, social-media pages, community discussions, or educational materials constitutes:

  • A recommendation to buy, sell, hold, or trade a futures contract or other financial instrument;

  • Personalized advice based on a participant’s financial circumstances, goals, experience, or risk tolerance;

  • A promise or guarantee of profits, income, financial independence, employment, or investment success;

  • An offer to manage money or operate a trading account; or

  • An offer to act as a broker, investment adviser, commodity trading adviser, account manager, financial planner, or custodian.

Participation in the program does not create a fiduciary, investment-advisory, commodity-trading-advisory, brokerage, attorney-client, tax-advisory, or other professional advisory relationship between the participant and the Company.

5. Simulated and Hypothetical Performance Disclosure

I understand that any charts, simulated account balances, screenshots, demonstrations, recordings, testimonials, trade examples, or performance figures displayed by the Company may reflect hypothetical or simulated results.

Such information is provided for educational and illustrative purposes only.

Simulated trading does not involve the same financial pressure, emotional responses, execution conditions, liquidity, slippage, fees, commissions, margin requirements, technology interruptions, or other factors that may affect actual trading.

The following disclosure applies whenever simulated or hypothetical trading results are displayed:

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT ACTUALLY BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.

Past, demonstrated, hypothetical, or simulated results do not guarantee future performance or success.

6. Futures-Trading and Leverage Risk Acknowledgment

I understand that although live trading is not included in the program, futures trading with real money involves substantial risk and is not appropriate for every person.

A person who independently chooses to participate in real-money futures trading outside the Company’s program may lose some or all deposited funds.

Depending on the product, brokerage agreement, market conditions, leverage, and margin requirements, losses in a live trading environment may exceed the amount initially deposited.

Success in a simulated environment does not guarantee, predict, or necessarily correlate with success in a live trading environment.

Any real-money trading or other financial activity undertaken outside the Company’s program is independent of MEnYOUTH Wealth Academy, LLC and is not instructed, supervised, monitored, approved, funded, or guaranteed by the Company.

7. Online Webinar Participation and Digital Privacy Safeguards

The Company may provide online instruction through third-party platforms such as Zoom Video Communications.

Student Cameras and Microphones

To protect the privacy of minor participants, student cameras and microphones will remain disabled during Zoom webinars.

Students must not independently activate their cameras, microphones, screen-sharing functions, or other audiovisual features without express authorization from the Company.

When participant interaction is permitted, students may be allowed to submit questions through moderated chat features, polls, or other Company-approved tools.

Webinar Recordings

Live Zoom webinars may be recorded for educational playback by properly enrolled participants.

Webinar recordings are intended to capture only:

  • The instructor or authorized Company representative;

  • The instructor’s voice;

  • Educational presentations;

  • Charts;

  • Simulated-trading demonstrations; and

  • Other Company-approved instructional materials.

The Company does not intend to capture or publicly display a student’s photograph, video, voice, home environment, or other personal identifying information during Zoom webinars.

The Company will use reasonable platform settings and administrative procedures to prevent participant cameras, microphones, private messages, email addresses, and other identifying information from appearing in educational recordings.

Student display names, submitted questions, poll responses, or chat messages may be visible to Company staff during a live webinar.

The Company will use reasonable efforts to remove, conceal, or avoid displaying personally identifying student information before making a recording available for later educational playback.

Recordings containing identifiable information concerning a minor will not be used for public advertising or promotional purposes without separate written or electronic permission from the student’s parent or legal guardian.

Moderated Interaction and Online Conduct

Interactive chat features, community discussions, and other online communications may be monitored and moderated by Company representatives.

These measures are intended to help identify and address:

  • Cyberbullying;

  • Harassment;

  • Threatening or inappropriate behavior;

  • Disclosure of personal information;

  • Disruptive conduct;

  • Inappropriate language or content; and

  • Unauthorized communications between participants.

Although the Company will use reasonable moderation and digital-safety procedures, it cannot guarantee that every inappropriate communication, technical issue, or unauthorized action will be prevented.

Participants may not record, photograph, screenshot, livestream, copy, or distribute:

  • A webinar;

  • Another participant’s information;

  • Private chat messages;

  • Company presentations;

  • Simulated-trading demonstrations; or

  • Other Company instructional materials

without prior written permission from the Company.

Digital Information

I consent to the Company’s collection, use, processing, and storage of the registration and participation information reasonably necessary to:

  • Administer the program;

  • Verify participant eligibility;

  • Communicate with students and parents;

  • Provide educational services;

  • Maintain program security;

  • Process enrollment and payment;

  • Monitor participation and attendance; and

  • Comply with applicable legal obligations.

Information will be handled in accordance with the Company’s Privacy Policy and applicable privacy laws.

8. Participant Conduct

I understand that my child must participate lawfully, respectfully, and appropriately.

My child may not:

  • Harass, threaten, intimidate, or bully another person;

  • Share discriminatory, unlawful, deceptive, or inappropriate content;

  • Disclose another participant’s private information;

  • Share class links, passwords, recordings, or materials with unauthorized persons;

  • Attempt to access a class or resource for which the student is not registered;

  • Misrepresent simulated results as verified live-trading results;

  • Represent that personal trading activity is managed, supervised, approved, funded, or guaranteed by the Company;

  • Use Company materials to provide trade signals, financial-advisory services, or copy-trading services;

  • Copy, sell, publish, teach from, or redistribute Company materials without written permission; or

  • Interfere with the safety, privacy, integrity, or learning environment of the program.

The Company may suspend or remove a participant whose conduct threatens safety, privacy, program integrity, or the learning environment.

9. Safety Concerns and Communications With Parents

I understand that the Company may communicate reasonable safety, behavioral, or participation concerns regarding my child to me or another authorized parent or legal guardian.

The Company may report information to appropriate authorities when it reasonably believes a report is required by law or necessary to address an immediate and serious safety concern.

The Company does not promise confidentiality for information indicating possible:

  • Abuse;

  • Neglect;

  • Exploitation;

  • Unlawful conduct; or

  • A serious threat to the safety of a participant or another person.

10. Optional In-Person Photography, Video, and Media Authorization

I understand that photography, video recording, or audio recording may occur during certain in-person classes, workshops, presentations, ceremonies, community events, or other Company activities.

Media may be captured for lawful educational, informational, marketing, and promotional purposes, including possible use in:

  • The Company’s website;

  • Company-managed social-media accounts;

  • Printed brochures and flyers;

  • Email communications;

  • Digital advertisements;

  • Presentations;

  • Sponsorship or partnership materials;

  • Newsletters;

  • Program reports; and

  • Other Company promotional materials.

Media Consent Is Optional

Permission to use my child’s image, likeness, voice, or recorded statements for promotional purposes is optional.

Declining promotional media permission will not, by itself, prevent my child from enrolling in or participating in the program.

Please select one of the following options:

☐ YES — I AUTHORIZE PROMOTIONAL MEDIA USE

I authorize MEnYOUTH Wealth Academy, LLC and its authorized representatives to photograph, video record, or audio record my child during approved in-person Company activities.

I authorize the Company to edit, crop, reproduce, publish, display, and distribute approved photographs, videos, or audio recordings featuring my child for the educational, informational, marketing, and promotional purposes described above.

I understand and agree that:

  • The Company may use approved media without additional approval or compensation;

  • The Company may edit or format the media, provided it is not used to materially misrepresent my child;

  • The Company will not publish my child’s full name with promotional media unless I provide separate written authorization;

  • The Company will not sell or license my child’s identifiable media to an unrelated third party for that third party’s independent commercial use;

  • This authorization remains effective until I withdraw it in writing; and

  • Withdrawal will apply only to future uses after the Company has received and reasonably processed my request.

☐ NO — I DO NOT AUTHORIZE PROMOTIONAL MEDIA USE

I do not authorize the Company to intentionally photograph, video record, audio record, or publish identifiable promotional media featuring my child.

I understand that the Company will make reasonable efforts to keep my child out of intentionally captured promotional media.

My child and I agree to follow reasonable instructions concerning:

  • Designated seating;

  • Photography or recording areas;

  • Identification procedures;

  • Check-in procedures; or

  • Other arrangements intended to honor this selection.

If my child is incidentally captured in the background of a photograph or video, the Company will not intentionally publish an identifiable image of my child for promotional purposes without obtaining permission or taking reasonable steps to crop, obscure, or remove my child from the media.

Withdrawal of Media Permission

A parent or legal guardian who previously granted media permission may withdraw permission for future promotional use by submitting a written request to:

menyouthwealthacademy@gmail.com

A withdrawal will apply prospectively after the Company has received and reasonably processed the request.

I understand that withdrawal may not require the Company to:

  • Recall or destroy materials previously printed or distributed;

  • Remove content already lawfully published or archived;

  • Retrieve copies independently downloaded, saved, or reshared by another person;

  • Remove media distributed to a third-party platform before the withdrawal was received; or

  • Remove media in which my child is no longer identifiable.

11. Participant and Guest Recording Restrictions

Participants, parents, guardians, and guests may not photograph, video record, audio record, livestream, screenshot, or publish:

  • Another participant;

  • A private class or mentorship session;

  • A minor participant;

  • Company instructional content;

  • Simulated-trading demonstrations;

  • Presentations; or

  • Other restricted program activities

without prior written authorization from the Company and any consent required from the individuals depicted.

12. Assumption of Risk

I understand that participation in an educational program, online platform, community discussion, or in-person event may involve ordinary risks, including:

  • Technology interruptions;

  • Internet or software malfunctions;

  • Unauthorized conduct by another participant;

  • Exposure to discussions concerning financial markets;

  • Misunderstanding or misuse of educational information;

  • Travel to or attendance at an in-person event; and

  • Other risks ordinarily associated with educational and group activities.

I voluntarily assume responsibility for my child’s participation, subject to rights and protections that cannot legally be waived.

I acknowledge that performance in a simulated trading environment does not guarantee success in a live market.

13. Release and Limitation of Liability

To the fullest extent permitted by applicable law, I release, waive, and hold harmless MEnYOUTH Wealth Academy, LLC and its owners, officers, directors, employees, contractors, instructors, mentors, representatives, and agents from claims, liabilities, losses, or damages arising from or related to:

  • My child’s participation in the program;

  • Use of the website or educational materials;

  • Use of a simulated-trading platform;

  • Participation in a Zoom webinar;

  • Technology interruptions or failures;

  • Acts or omissions of third-party platforms;

  • Reliance on educational or simulated-trading materials;

  • Unauthorized conduct by another participant that the Company could not reasonably prevent;

  • Personal financial decisions made outside the Company’s program; or

  • Use of approved photographs or recordings consistent with a valid media authorization.

This release does not apply to liability that cannot legally be waived or limited.

Nothing in this agreement releases the Company from liability to the extent such a release is prohibited by applicable law.

14. No Guarantee of Outcomes

I understand that MEnYOUTH Wealth Academy, LLC does not guarantee:

  • Trading profits;

  • Financial returns;

  • Mastery of a trading method;

  • Acceptance by a brokerage firm or other organization;

  • Employment or business opportunities;

  • Improved academic performance;

  • Improved behavior or leadership;

  • Prevention of cyberbullying or peer-pressure incidents;

  • Completion of the program; or

  • Any particular financial, educational, personal, or professional result.

Results depend on factors outside the Company’s control, including participation, attendance, effort, judgment, personal circumstances, technology, and individual decision-making.

15. Educational Materials and Intellectual Property

I understand that the Company’s curriculum, presentations, lesson plans, worksheets, guides, logos, graphics, recordings, simulations, and written materials are owned by or licensed to MEnYOUTH Wealth Academy, LLC.

My child may use the materials solely for personal educational purposes.

Neither my child nor I may, without prior written permission:

  • Copy or reproduce Company materials;

  • Publish or upload Company materials;

  • Sell, sublicense, or distribute Company materials;

  • Share course recordings or login credentials;

  • Use Company materials to teach another program;

  • Use Company materials to provide a competing service; or

  • Remove copyright, trademark, ownership, or confidentiality notices.

16. Third-Party Services

I understand that the program may use third-party services, including:

  • Video-conferencing platforms;

  • Learning-management systems;

  • Email providers;

  • Payment processors;

  • Charting software;

  • Market-data providers; and

  • Simulated-trading platforms.

The Company does not control and cannot guarantee the uninterrupted availability, security, accessibility, or performance of third-party services.

Participants are responsible for obtaining compatible equipment, internet access, software, and permissions needed to participate.

Third-party services may be governed by their own terms, privacy policies, eligibility requirements, and platform rules.

17. Governing Law and Disputes

This agreement is intended to be governed by the laws of the State of Georgia, without regard to conflict-of-law principles, except where federal law or another mandatory law applies.

Any legal proceeding arising from this agreement or the Company’s services shall be brought in a court of competent jurisdiction located in Georgia, unless applicable law requires or permits another location.

18. Severability

If any provision of this agreement is found invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent legally permitted.

The remaining provisions will continue in effect.

19. Electronic Records and Signatures

I consent to completing and signing this agreement electronically.

I understand that:

  • Selecting an online checkbox may constitute my electronic signature;

  • Typing my name may constitute my electronic signature;

  • My electronic signature has the same intended effect as a handwritten signature;

  • The Company may maintain an electronic record of my consent;

  • The Company may record the date, time, device information, and submission details associated with my electronic acceptance; and

  • I may request a copy of the completed agreement for my records.

20. Parent or Legal Guardian Certification and Signature

By checking the required consent box and typing or signing my name below, I certify that:

  • I am the parent or legal guardian of the student identified in this agreement;

  • I have the authority to provide consent on the student’s behalf;

  • I have read this entire agreement;

  • I understand the educational and simulated nature of the program;

  • I understand that no live trading, trade signals, or live-trading recommendations are provided;

  • I voluntarily consent to my child’s participation;

  • I made the optional media authorization selection knowingly and voluntarily;

  • I understand that declining promotional media permission will not prevent my child from participating; and

  • The information I provided is accurate and complete.

21. Contact Information

Questions regarding this agreement or requests to withdraw future media authorization may be submitted to:

MEnYOUTH Wealth Academy, LLC

Website: www.menyouthwealthacademy.com

Email: menyouthwealthacademy@gmail.com