DISCLAIMER AND TERMS OF USE
PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING THIS WEBSITE.
1. Educational and Mentoring Purposes Only
All content, materials, courses, simulations, and mentorship programs provided by MEnYOUTH Wealth Academy, LLC (the "Company," "we," "us," or "our") on this website are intended solely for educational, instructional, and youth mentoring purposes.
No Financial Advice: The Company does not provide investment, financial, tax, or legal advice.
No Professional Advisory Relationship: No confidential or fiduciary relationship is established between you and the Company by using this site.
Independent Evaluation Required: You should consult with a licensed financial advisor or professional before making any financial decisions or executing real-world trades.
2. CFTC Rule 4.41 – Hypothetical and Simulated Performance Disclosure
Futures trading involves a high level of risk and may not be suitable for all individuals. The trading environments provided on this platform are strictly simulated ("paper trading") and do not involve real money or actual market execution.
Pursuant to Commodity Futures Trading Commission (CFTC) Rule 4.41, the following mandatory disclosure applies to all simulated results displayed or achieved on this website:
HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT ACTUALLY BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.
3. High-Risk Asset and Leverage Warning
Risk of Total Loss: Trading futures contracts involves substantial risk.
Impact of Leverage: The high degree of leverage available in futures trading can work against you as well as for you.
Potential for Debt: Leverage can lead to large losses as well as large gains, including losses that exceed your initial cash deposit in a live environment.
Simulated Environment Limitation: Success in a simulated trading environment does not guarantee, correlate to, or predict success in live, real-money trading conditions.
4. Youth Mentoring and Content Boundaries
The Company provides mentorship and resources regarding youth development topics, including cyberbullying, peer pressure, and digital footprint management.
No Psychological Services: This mentoring does not constitute licensed psychological counseling, therapy, medical advice, or crisis intervention services.
Educational Scope: Mentorship content is designed to promote digital safety and personal accountability. It should not replace professional mental health or legal support.
Reporting Duty: The Company reserves the right to report any safety concerns regarding minors to proper authorities or legal guardians if deemed necessary or required by law.
5. Minor Representation and Parental Consent
Age Restrictions: This website is designed for use by high school students.
Parental Permission: Users under the age of 18 must obtain explicit consent from a parent or legal guardian before registering, participating in simulations, or accessing mentoring programs.
Live Account Restriction: Minors cannot legally open a live futures brokerage account under their own name. The Company strictly prohibits and does not facilitate real-money trading for minors.
6. Limitation of Liability
To the fullest extent permitted by law, MEnYOUTH Wealth Academy, LLC, its officers, directors, employees, mentors, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use this website, its simulated trading platform, or its youth mentoring materials. You use this platform entirely at your own risk.